Welcome at Zero-Kap’s website

Zero-Kap does offer groups of small and starting entrepreneurs in developing countries low interest  loans for housing, building of  their business or starting a business.

Our clients live in structural poverty. With our support they are enabled to transform their ideas in reality and break away from the circle of poverty that keeps them imprisoned. By giving them a loan we also give them credit for their courage, abilities and pride. By making a profit, they will return the loan and even support their colleagues at other places, as their payment is reinvested at once in new projects.